The California Workers’ Compensation system was designed for those individuals hurt at work to be able to navigate the available benefits without the assistance of an attorney. As time has gone on, however, and insurance premiums have risen and benefits have decreased it may be more important than ever to retain an attorney to assist you with your claim. Employers and the insurance companies that provide benefits on their behalf have never been more powerful when it comes to what you are and what you are not entitled to when you get hurt at work.
When dealing with an employer or insurance company, it’s always a good idea to have some idea of what your rights and obligations are. This is like playing the classic board game Monopoly. Sure, you can sit down with someone, roll the dice and figure out the basics of Monopoly relatively quickly, but someone who knows the rules and has played the game many more times will always have a better opportunity at winning and taking advantage of you. Employers and insurers make and save their money by knowing they can take advantage of the overwhelming majority of people who do not know what they are doing when it comes to their workers’ compensation claim.
Instead of letting an insurance company leverage their knowledge and experience against you, a workers’ compensation attorney can protect you and inform you of the ways you can actually gain the upper-hand in your claim.
For instance, most people who contact a workers’ compensation attorney are not aware they can change the doctor they are seeing for treatment. This in and of itself is a major tool the injured worker can use to grasp control of their claim and have some power over who is treating them and what treatment they receive. The insurance companies won’t tell you this. Your employer wants to control your treatment and the costs of your care as much as they can.
Changing your primary treating physician is one of the many ways a workers’ compensation attorney can help you effectively and efficiently take charge of your claim. If you feel like you are being taken advantage of or you are not receiving all the rights you are entitled to under the CA workers’ compensation system, please contact our office for a free consultation to speak with a friendly and knowledgeable attorney.