If you’ve recently suffered a job-related accident or illness, you may be eligible for workers’ compensation benefits that will help cover your medical bills and lost wages. Unfortunately, filing a claim doesn’t always mean you’ll receive the benefits you deserve. In fact, workers’ compensation claims are often denied by employers and insurance carriers in an attempt to avoid paying out. At this point, sick or injured workers usually do one of two things: give up, or attempt to navigate the complicated system of appeals on their own.
At the Law Offices of Gerald D. Brody & Associates, we understand that having your workers’ compensation claim denied comes as both a financial and emotional blow. However, you don’t have to go through this ordeal alone. In situations like these, a workers’ compensation lawyer can be an extremely valuable asset. Not only will he or she be there to guide you through the complex legal process, your attorney will also act as a liaison between you and the insurer and represent you at your hearing.
How a Workers’ Compensation Lawyer Can Help
With the help of a workers’ compensation lawyer, you stand a much greater chance of collecting the benefits you deserve. Here are a few ways having an experienced attorney on your side can tilt the scales in your favor.
An Attorney Can Help Collect Important Evidence
One of the most common reasons workers’ compensation claims are denied is insufficient medical evidence. An attorney will gather your medical records, arrange treatment with certain doctors, and call on medical experts to testify. All of these efforts combine to build a stronger case, increasing your chances of gaining a disability rating that accurately reflects the extent of your condition.
An Attorney Knows All the Tricks Used by Insurance Companies
Experienced attorneys know all of the sneaky negotiating tricks and tactics insurers try to pull to deny you the benefits you deserve. These include low-ball offers that you might otherwise accept on your own. In other words, you’re more likely to get a higher payout by hiring an attorney, even after legal fees.
An Attorney can Help Draft Your Settlement Agreement
An attorney will make sure your settlement agreement contains accurate information and is structured properly. This is especially important if you’re applying for Social Security disability benefits, as an improperly drafted agreement could mean you’re leaving hundreds of dollars on the table per month in benefits. An attorney will also ensure you include medical bills already incurred so those are covered in addition to future expenses.
An attorney Can Advise You on Other Benefits You May Be Eligible For
Depending on your situation, you may qualify for additional benefits outside of workers’ compensation. An attorney can advise you on your potential eligibility for programs like vocational rehabilitation assistance, state short-term disability, long-term disability insurance benefits, and more. In this way, an attorney can help maximize your benefits in ways you may not have been aware of.
We’re here to help
Becoming injured or ill at work is bad enough on its own. To make matters worse, it can feel like the odds are stacked against you when your employer and its insurer are doing everything they can to make sure you don’t collect the benefits you desperately need.
At the Law Offices of Gerald D. Brody & Associates in San Diego, our workers’ compensation attorneys will work directly with you through every step of the process. Best of all, there are no up-front costs. All fees come directly out of your settlement. Give us a call today to schedule your free, initial consultation. Our firm is conveniently located in Mission Valley.